Fulfil Your Dreams And Aspirations
With An Insurance Plan!
Get Life cover + Assured *
Returns On Maturity
Excess Plan Life
Guaranteed Wealth Pro
Excess Plan Life Income
- A non-linked, non-participating individual savings life insurance plan
- Flexibility to choose the payout structure
- Multiple income options
- Option to receive tax free income beginning from the second policy year itself
- Option to get lifelong income along with life cover till 100 years of age
Excess Plan Life Wealth Pro
- Invest ₹5,000~/Month for 10 years, Get 19.58L at 8% or ₹9.15L at 4%
- An Individual Linked life cover with Insurance cum Savings Plan.
- Choose a Variant: The plan offers you two variants to choose from a) Growth Variant b) Legacy variant.
- Multiple Investment Strategies to suit your investment needs.
Excess Plan Life Guaranteed Wealth Pro
- Invest ₹5,000~/Month for 10 years, Get 19.58L at 8% or ₹9.15L at 4%
- An Individual Linked life cover with Insurance cum Savings Plan.
- Choose a Variant: The plan offers you two variants to choose from a) Growth Variant b) Legacy variant.
- Multiple Investment Strategies to suit your investment needs.
Excess Plan Life Insurance Plans for Financial Needs
About Bharti AXA Life Insurance
99.10 %*
Claim Settlement Ratio
with dedicated claim handler for our policy holder
24X7
Online Customer Portal
for servicing our customer anytime from anywhere
200+
Offices
located across India
52 Lac +
Happy Visitors
as on 31st March 2024
INR 15,300 Cr+.
Assets Under Management
as on 31st March 2024
What Our Customers Say
Answering your queries on Life Insurance
What is Life Insurance?
Life insurance is a contract between an insurer and a policy owner. A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured dies in exchange for the premiums paid by the policyholder during their lifetime. Life insurance is a key investment, especially in uncertain circumstances, like the present. Life insurance policies work in three stages:
- Purchasing a life insurance policy
Buy the best life insurance policy that offers flexibility of benefits. Other factors to consider are plan tenure, premium, riders, and, most importantly, the reason you are buying life insurance.
- Premium payment
It is advisable to choose a premium that you can easily pay on time. As per the life insurance contract, the insurers promise to pay a pre-decided amount to you (policy holder) or your nominee, provided all premiums have been paid. All benefits then are based on timely premium payment.
- Filing a claim
The last stage of a life insurance plan is related to filing for a claim to get insurance benefits.
In case of your unfortunate demise, your nominee will be eligible for the sum assured as defined in the contract. To get it, the nominee has to submit a claim form along with various documents. Upon verification of claim, the insurance company releases the benefit to the nominee.
For life insurance plans with a return of premium, a total of all premiums is paid back if the insured survives the policy term, which can be a great financial aid in the short or long term.
Life Insurance
How Much Life Insurance?
➤ With so many considerations, let us help you to make easy decisions for your life insurance needs
➤ The amount of life insurance you need depends on various factors like your age, income, dependents, debts, and future financial obligations. It’s essential to assess your needs and consult with a financial advisor to determine the right coverage amount for you.
➤ Your financial and family situation will determine whether you need life insurance and, if so, how much coverage you should have.